• To maximize your investment opportunity, when possible your property is appraised as if the project has been built. 
• We have excellent relationships with the local banking lending community. We partner with certain banking institutions. 
• We can assist you in obtaining:

• Home Equity LoanHome Equity Loan
  
  A home equity loan is a loan that uses your home as collateral. Your home equity is the part of your home that you actually own and this is the guarantee for your loan.
  
  Your home equity is calculated by taking the current value of your home and subtracting your mortgage. For example, if your home is worth $150, 000 and you have a $100,000 mortgage, you have $50,000 of equity in your home. A home equity loan allows you to borrow money using your equity of $50,000 as security for the loan.
  
  A home equity loan, often called a second mortgage, reduces your equity or ownership in your home. Since your home guarantees your loan, if you default on the payments, you can lose your home.


• Second Mortgage LoanSecond Mortgage Loan
  
  Second mortgage loans are fixed rate, simple interest, installment loans, recorded as a lien on the property title deed behind the existing first mortgage lien. Tax deductible second mortgages can provide a way to access the equity in your home, without refinancing the current first mortgage.


• Refinancing with a construction loanConstruction Loan
  
  A loan, usually short term, which is made to finance the actual construction or renovation of a property. The funds are distributed as needed in accordance with a disbursement agreement, and the money is repaid on completion of the project, usually from the proceeds of a permanent mortgage.
  (A construction loan, if needed, can pay for a remodeling project)

•  In addition, we can provide interim financing.

We would be happy to discuss your financing options, just give us a call.